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Product categories
Smartphones
EMIs starting ₹999
Laptops
EMIs starting ₹1499
Tabs
EMIs starting ₹999
Earbuds
EMIs starting ₹149
Smart Watch
EMIs starting ₹499
Smart Tv
EMIs starting ₹1249
Appliences
EMIs starting ₹999
Frequently asked questions
Shops Easy EMI is the fastest way to pay in EMI without a credit card. Using our completely online process, you can pay the full price of your product in EMIs of your choice. We have the highest loan approval rate on our platform.
No, we don't have a fixed income requirement for accepting EMI applications. We review each application individually based on several different data points.
Once you register with Shops Easy EMI and provide your information, you will be granted a credit limit. Shops Easy EMI will then provide you with EMI options up to this limit whenever you need them.
To use Shops Easy EMI, you must be between 18 and 65 years old. You must be an Indian citizen and have a bank account, PAN card, and Aadhaar card. A credit card is not required.
No. You can pay off your entire outstanding balance or a portion of it at any time without any penalty. The amount you pay will depend on the date of the month.
The NACH/eNACH mandate is a payment service that allows us to easily automate recurring payments. Therefore, your monthly EMIs will be automatically collected from your bank account on the due date. This setup will help you pay your EMIs on time. Paying on time helps improve your CIBIL score.
Get EMIs without a credit card, instant approval, easy account opening, flexible EMIs at your convenience, repay anytime, transparent fee structure, no hidden charges.
In a very small amount of cases, an application will be declined after making the down payment. This is usually because the customer did not have the required documents or put wrong information on the original application form. In case your application is declined after the document check, we will initiate the complete refund (without any fees/charges) within 24-48 hours. The refunded amount will reflect in your account within 5-7 working days.
Check your eligibility
Full Name as per Pan*
Mobile number*
Email Address*
Date of Birth*
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By submitting info, you agree to Shops Easy EMI's Terms & Conditions